Tech

Tech

How technology is helping the vulnerable get a bank account

When Natalie Ceeney, who led the independent Access to Cash Review, said that we are “in serious danger of sleepwalking into a cashless society and leaving millions behind”,  she was going to the very heart of financial inclusion.
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The number of branches has halved in 30 years.

Who will be affected as the UK moves to a cashless society?

The way we conduct our financial affairs is changing – and changing fast. Branch closures by banks has been a big issue for more than three decades when numbers started falling from around 22,000 branches (banks and building societies) in 1986, to just a little more than 11,000 in 2018, according to a House of Commons Library publication in May.
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In effect, the more Peloton sells the more it loses. This is a worrying trend, says Duffy. Picture: Contributed

Jim Duffy: What next after IPO flops for Peloton, Uber and Lyft?

Buying shares in a company that has undergone an initial public offering (IPO) is usually an exciting time for all involved. The company has grown and showed institutional investors that it is worthy of their cash. The investors who have supported the ­company throughout its lifespan can cash out. Then it is time for the open ­market where you and I can get a taste. But, it seems the latest crop of IPOs coming from the US is not living up to the hype, leaving a sour taste in many mouths.

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