Mortgages

A mortgage expert has warned house buyers of the common spending mistakes which could jeopardise their chances of securing a loan for their dream home

5 easy mistakes to avoid when you're trying to secure a mortgage

(Photo: SUSANNAH IRELAND/AFP via Getty Images)

Major UK bank to pay £50 to 12 million customers

Ryan Etchells of Together

Scotland’s multi-billion ‘wealth creators’ face mortgage rejection

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7 of the best money decluttering tips for a financial spring clean

An estate agent's "sold" board stands outside a residential building.

Watch: Map shows the areas where house prices are rising the fastest

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Bank of England cuts interest rates to 4.5% - what that means for you

If you're smart now you should be able to watch your finances grow throughout the year (Picture: Adobe)

Your financial checklist for 2025 - Martyn James

Yields on 10-year gilts hit the highest point since 2008 on Thursday, at 4.89%, before settling later in the afternoon, sitting one basis point higher for the day at 4.82% when London’s market closed.

Analysis Gilts are volatile - should you be worried about your mortgage?

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I'm a mortgage expert - my top tips to save for your first home

The Bank of England has cut interest rates for the second time in four months, after inflation fell back to normal levels earlier this year.

Explainer Why were interest rates cut and what does it mean for your mortgage?

Bank of England Governor Andrew Bailey (C) attends the central bank's Monetary Policy Report press conference at the Bank of England on 7 November 2024 (Photo: Henry Nicholls - WPA Pool/Getty Images)

Bank of England cuts interest rates again - what it means for you

Donald Trump speaks during an election night event at the West Palm Beach Convention Centre in West Palm Beach, Florida, on 6 November (Photo: JIM WATSON/AFP via Getty Images)

How Trump’s return to power could impact UK mortgages and inflation

Chancellor Rachel Reeves walks to the G20 meeting during the World Bank/IMF Annual Meetings in Washington DC on Thursday

Reeves confirms debt rule change and warns of tax rises in Budget

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UK inflation drops below Bank of England target: what it means for you

A poll of 500 adults who bought their first property have revealed their biggest regrets - including living in an area they do not love

First-time buyers reveal their biggest regrets

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What are the financial rights for cohabiting couples after a breakup?

Ad Feature Mortgage market improvement through technology

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I'm a mortgage expert - these 8 mistakes can hammer your credit score

Ad Feature Technology key to improving mortgage market

Analysis Mortgages, savings and loans - what the interest rate cut means for you

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Britain's biggest building society brings back sub-4% mortgage rates

How average UK home and price has changed from 1970s to today

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I'm a mortgage expert - 9 pitfalls that first time buyers should avoid

People look at residential properties displayed for sale in the window of an estate agents' in London (Photo: ISABEL INFANTES/AFP via Getty Images)

Expert tips for first-time homebuyers as mortgages jump 61% in 5 years

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Scotsman money: study reveals rainy day funds

Welcome to Scotsman Money

Some parts of Edinburgh are relatively affordable when it comes to property prices.

The 13 cheapest areas of Scotland's Capital to buy a home

Some parts of Scotland are surprisingly affordable when it comes to property prices.

The 21 cheapest areas in Scotland to buy a property

Scottish Labour leader Anas Sarwar

Income tax in Scotland is 'hammering' families, says Anas Sarwar

Money worries are stacking up for many people against a backdrop of high inflation and rising interest rates.

Bank of England raises interest rates to fresh 15-year high

Felicity Holloway, who heads up mortgages at Moneybox Home-buying, has revealed how homeowners can navigate remortgaging with greater confidence.

Mortgage expert’s five tips on ‘daunting prospect’ of remortgaging

Top tips for remortgaging

Five tips to tackle remortgaging

The Bank of England has raised the interest rate to five per cent – the highest rate since 2008 – leaving many homeowners wondering how they will meet their mortgage payments

What can I do if I can't afford to pay my mortgage? - Martyn James

People looking in an estate agent's window, as the average two-year fixed-rate homeowner mortgage on the market has topped 6 per cent for the first time this year. Picture: Yui Mok/PA Wire

Average two-year fixed rate mortgage tops 6% for first time in 2023

Interest rates are set to rise again

Millions of homeowners issued warning as mortgages set to rise again

Nationwide will pay £340m directly into customer accounts for the first time in 2023.

Nationwide to pay £100 into customers’ accounts - who’s eligible

Martin Lewis has shared his verdict on a new zero deposit mortgage deal launched to help first-time buyers trapped in a renting cycle get on the property ladder.

Martin Lewis gives his verdict on new 100 per cent mortgage scheme

Leeds Building Society could take your Netflix subscription into account when considering your mortgage application (image: Adobe)

How Netflix subscriptions could help people on the property ladder

Interest rates will go up for the 11th consecutive time as the Bank of England is set to confirm an increase of 0.25% - Credit: Adobe

Bank of England to raise interest rates in bad news for mortgages

Pic: Craig Stephen

Six ways to prepare for rising mortgage rates, according to Which?

A family say their mortgage will increase by £1,100 a month

Family say mortgage has increased by £1,100 a month as interest rises

UK sees biggest fall in housing prices since 2009 financial crisis according to Halifax report.

UK sees biggest fall in house prices since financial crisis
Britain saw a record fall in housing prices in the final quarter of 2022 seeing the biggest drop since the financial crisis in 2009.

The average price of UK home has fallen for the fourth month in a row

Average UK house price falls for fourth month in a row: Halifax

A person looking at advertisements in a estate agents' window. Picture: Yui Mok/PA Wire

UK house prices record biggest monthly fall since 2008

Mortgage rates could be impacted

Mortgages could spike again as interest rates set for biggest rise since 1980s

A 0 per cent balance transfer allows you to get a new credit card to repay debt on old cards, so you owe it instead but at 0 per cent.

A debt cost-cutting masterclass for mortgages, cards and overdrafts - Martin Lew...

High street mutual Nationwide Building Society retains a sizeable branch network across the UK. Picture: Greg Macvean

All change at top as Nationwide Building Society begins search for new CEO

Magnus Davidson is a research associate with the Environmental Research Unit at the University of Highlands and Islands. PIC: Contributed.

Offering £50,000 won't tackle island population loss - Magnus Davidson

Big savings could be in the palm of your hand if you are able to remortgage

Martin Lewis - There's never been a better time to remortgage

The lender is rebranding Clydesdale Bank and Yorkshire Bank branches under the Virgin Money banner. Picture: Virgin Money

Clydesdale owner Virgin Money says cautious consumers squirrelling away cash

These 15 postcodes have seen the biggest hike in house prices over the last year (Photo: Shutterstock)

These 15 postcodes have seen the biggest hike in house prices over the last year

For those who can’t afford to buy a house, shared ownership schemes can be the solution. (Credit: Shutterstock)

Here’s how a shared ownership scheme works when buying a property - and who can ...

Despite Brexit uncertainty, property lettings business is holding up nicely, says Alexander. Picture: contributed.

Comment: More private landlords searching for ‘company’

'I firmly believe thatTSBhas all the right capabilities to be the leading UK challenger bank,' said CEO Debbie Crosbie. Picture: Robert Perry/Parsons Media.

TSB hails 'new chapter' after swinging to H1 profit

Martin Lewis: Five steps to finding a cheaper mortgage deal

Homeowners are staying put for nearly two decades typically. Photograph: Toby Williams

Thinking of moving? Take advice from property expert Phil Spencer

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Scotland has failed to meet its latest target for reductions in greenhouse gas emissions, the latest official figures show. Picture: John Giles/PA Wire

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Pro-independence protesters with Scottish Saltire flags (top) march for Scottish independence. Picture: Andy Buchanan/AFP via Getty Images

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Nadine Dorries. Picture: Dan Kitwood/Getty Images

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