Insuring yourself against holiday theft and losses

Alex Cross | Supplied

Across the UK, people aged between 18 and 24 (58 per cent) are the most likely victims of having a personal item stolen, followed by 25-34 year olds (56 per cent). Those aged over 55 are least likely, with 18 per cent having an item taken. Meanwhile, 18 to 24 year olds in the UK are also the most likely to lose an item (68 per cent), followed closely by 25 to 34 year olds (67 per cent).

The most common items lost and stolen include money, phone and sunglasses.

Encouragingly, Scots are taking no chances as 83 per cent buy travel insurance when going on holiday, according to Tesco Insurance.

To help travellers protect themselves with unlimited emergency medical cover, 24/7 digital access to a GP while abroad and holiday cancellation cover, Tesco Travel Insurance’s Annual Multi Trip policy will be available to purchase at a 20 per cent discount until 31 January to customers with a Clubcard.

Alex Cross, chief customer officer at Tesco Insurance, said: “Going on holiday is supposed to be a fun and enjoyable time. The last thing you want to have to worry about is losing or having an item stolen, with the prospect of not being able to replace it only adding to the stress.

“We’re approaching a key time of year for holiday bookings as people battle the post Christmas and winter blues. Although it’s positive to see an increase in people wanting to protect themselves, there’s still many out there who are not. It’s vital travellers don’t overlook the value of having some form of travel insurance in place. This could offer you protection before you travel as well as on your trip.

“As part of your holiday prep, it’s also worth checking out what deals and discounts are on offer that could help to stretch budgets that bit further. To help we’re offering travellers 20 per cent off annual multi trip policies so that customers can manage budgets a little better.”