There there is still cause for concern if whatever government is elected on 6 May decides to change legislation so public sector pensions can be frozen for even longer. There is a question of accountability here, too. The SPPA is an executive agency of the Scottish Government. Teachers' salaries, from which pension contributions are deducted, are paid by local authorities through the education budget over which Holyrood has a lot of control. But pension increases are determined by the Treasury in London. Now there's an election issue if ever there was one.