Letter: Dangerous debt

NEWS that a higher proportion of Scots are taking on debt (your report, 20 July) is a worrying sign.

As Scotland begins to feel the full impact of savage cuts to jobs and housing benefits, and as more people face even greater debt, the perfect storm is brewing for a rise in homelessness.

Shelter Scotland's own research shows that 5 per cent of people in Scotland - equivalent to 207,500 - have used credit cards to pay their mortgage or rent in the past year.

This reliance on high-interest options such as credit cards to pay rent or a mortgage is highly dangerous.

For anyone who feels overwhelmed by their financial struggle, it is crucial they face up to the facts and get advice sooner rather than later.

Gordon MacRae

Shelter Scotland

South Charlotte Street

Edinburgh