Top ten tips for saving your hard-earned cash

1 Broadband It is confusing, and we are finding that people want to read more about how to get a better deal and what to look for. By combining your broadband, phone and even digital TV, you could save up to £413 a year. 

2 Credit cards People continue to get themselves into debt, and two out of three waste money on high interest rate credit cards when there are much cheaper options available.  

3 Mortgage This is the big one where the most money can be saved. People feel overwhelmed by jargon and want help to negotiate through the minefield. 

4 The Olympics Our section on ways to save money if you are visiting the Olympics has become a big hit as families wanted to enjoy the fun without spending a fortune. One top tip was to take an empty water bottle. 

5 Car insurance Everyone needs car insurance, but people are realising that they should never auto-renew as insurers rarely reward loyalty. Ninety-eight per cent of people could save money on their car insurance. Average saving is £400. 

6 Home insurance Another one where people tended to auto-renew but are now fighting back and searching for a cheaper deal. . 

7 Switching utilities Three-quarters of UK households are still on old-fashioned expensive tariffs. However, you could save up to £420 on your utilities and all you need is your bill.

8 Energy saving You can cut out bills by just being more savvy with our energy. Turning the thermostat down one degree saves on average £70 a year.  

9 Entertaining children in the summer holidays Parents are scouring the web for ideas and looking at sites like ours for inspiration. 

10 Credit ratings Sadly, it is still very hard to borrow money and for many this is because of a poor credit rating. Lots of people are trying to find out what their credit score is and how they can improve it.

• For more information see LetsSaveSomeMoney.com