Point of view: Regulation

AS an expat Scot who spent many years working for Scotiabank in Canada, I write to congratulate Bill Jamieson on his article on banking values (Business, 1 February). It is nice to note at least one other Scot recognises Canadian canniness in sharp contrast to the uncharacteristic greed at Royal Bank of Scotland and Bank of Scotland. Surely the UK government needs to rewrite British banking regulation.

Marjorie Young

c/o Belgrave Crescent

Edinburgh