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         <title><![CDATA[The Scotsman Personal Finance Feed]]></title>
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         <description><![CDATA[Visit now for the latest news direct from The Scotsman and updated throughout the day]]></description>

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              <title><![CDATA[Jim Duffy comment: Bank of Mum and Dad is paying out constantly]]></title>
              <link>https://www.scotsman.com/news/opinion/jim-duffy-comment-bank-of-mum-and-dad-is-paying-out-constantly-1-4908398</link>

                                            <description><![CDATA[YouTube and a quick search of the internet provide truly entertaining viewing.]]></description>
              
                                                <category>Columnists</category>
                                  <category>personal finance</category>
                              
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              <pubDate>Wed, 17 Apr 2019 01:00:00 +0100</pubDate>
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              <title><![CDATA[James Walker: Protect your cash when big names bite the dust]]></title>
              <link>https://www.scotsman.com/news/opinion/james-walker-protect-your-cash-when-big-names-bite-the-dust-1-4906903</link>

                                            <description><![CDATA[The high street as we know it has changed forever. Last year, 43 brand names went bust, closing 2,594 stores. And in the first two months of 2019 a further 15 brands vanished from the shopping centres for good.]]></description>
              
                                                <category>Columnists</category>
                                  <category>personal finance</category>
                              
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              <pubDate>Sat, 13 Apr 2019 23:45:19 +0100</pubDate>
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              <title><![CDATA[Self-image is half the battle for spenders who want to save]]></title>
              <link>https://www.scotsman.com/lifestyle/personal-finance/self-image-is-half-the-battle-for-spenders-who-want-to-save-1-4906905</link>

                                            <description><![CDATA[Are you a saver or a spender? According to new research, one in five (20 per cent) of us think of ourselves as a spender, while two in five (39 per cent) favour saving over splashing out &#8211; leaving the other 41 per cent somewhere in the middle.]]></description>
              
                                                <category>personal finance</category>
                              
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              <pubDate>Sat, 13 Apr 2019 23:34:15 +0100</pubDate>
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              <title><![CDATA[Free cash for kids to help with care – Martin Lewis]]></title>
              <link>https://www.scotsman.com/news/opinion/free-cash-for-kids-to-help-with-care-martin-lewis-1-4902533</link>

                                            <description><![CDATA[The Government will put money into an account to pay providers &#8211; so find out if you are eligible to claim, writes Martin Lewis]]></description>
              
                                                <category>Columnists</category>
                                  <category>personal finance</category>
                              
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              <pubDate>Sat, 6 Apr 2019 06:00:13 +0100</pubDate>
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              <title><![CDATA[Spring is bursting out all over – and so are prices – Jenny Ross]]></title>
              <link>https://www.scotsman.com/news/opinion/spring-is-bursting-out-all-over-and-so-are-prices-jenny-ross-1-4898238</link>

                                            <description><![CDATA[April is the month of rising bills, so be prepared by checking if you could keep your payments down, warns Jenny Ross]]></description>
              
                                                <category>Columnists</category>
                                  <category>personal finance</category>
                              
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              <pubDate>Sat, 30 Mar 2019 06:01:26 +0000</pubDate>
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              <title><![CDATA[Five ways to beat April’s big bill shocks – Martin Lewis]]></title>
              <link>https://www.scotsman.com/news/opinion/five-ways-to-beat-april-s-big-bill-shocks-martin-lewis-1-4894286</link>

                                            <description><![CDATA[This April, whether we&#8217;re in, out or, most likely, just shaken all about, one thing is certain... it&#8217;s the time of annual public service price rises. While you can&#8217;t prevent the rises, there are often other ways to cut these bills. I want to show how you can steal a March (sorry) on April&#8217;s hikes.]]></description>
              
                                                <category>Columnists</category>
                                  <category>personal finance</category>
                              
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              <pubDate>Sat, 23 Mar 2019 06:00:47 +0000</pubDate>
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              <title><![CDATA[Jenny Ross: Don’t let bank scammers hammer you]]></title>
              <link>https://www.scotsman.com/news/opinion/jenny-ross-don-t-let-bank-scammers-hammer-you-1-4890410</link>

                                            <description><![CDATA[Imagine spending years building up a nest egg only to be tricked out of it in the space of a few minutes. You don&#8217;t have to be careless with your cash to lose life-changing sums. That&#8217;s the cruel irony of bank transfer scams &#8211; in many cases victims are under the impression that they&#8217;re taking steps to protect their account, when in reality they&#8217;re sending &#173;money straight into a fraudster&#8217;s pocket. ]]></description>
              
                                                <category>Columnists</category>
                                  <category>personal finance</category>
                              
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              <pubDate>Sat, 16 Mar 2019 06:00:44 +0000</pubDate>
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              <title><![CDATA[It’s the final countdown for PPI claims – Martin Lewis]]></title>
              <link>https://www.scotsman.com/news/opinion/it-s-the-final-countdown-for-ppi-claims-martin-lewis-1-4885972</link>

                                            <description><![CDATA[The PPI clock&#8217;s ticking but it&#8217;s easy to check so don&#8217;t assume you are not entitled to anything, says Martin Lewis]]></description>
              
                                                <category>Columnists</category>
                                  <category>personal finance</category>
                              
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              <pubDate>Sat, 9 Mar 2019 06:00:24 +0000</pubDate>
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              <title><![CDATA[Time to end ordeal of holiday insurance – Jenny Ross]]></title>
              <link>https://www.scotsman.com/news/opinion/time-to-end-ordeal-of-holiday-insurance-jenny-ross-1-4881605</link>

                                            <description><![CDATA[The travel industry must do more to ease the  stress of seeking cover by those with a serious medical condition, says Jenny Ross]]></description>
              
                                                <category>Columnists</category>
                                  <category>personal finance</category>
                              
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              <pubDate>Sat, 2 Mar 2019 06:00:27 +0000</pubDate>
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              <title><![CDATA[Prepare to pay for a hidden pay increase – Martin Lewis]]></title>
              <link>https://www.scotsman.com/news/opinion/prepare-to-pay-for-a-hidden-pay-increase-martin-lewis-1-4877487</link>

                                            <description><![CDATA[From 6 April your employer will need to up contributions to your pension &#8211; but so will you, warns Martin Lewis]]></description>
              
                                                <category>Columnists</category>
                                  <category>personal finance</category>
                              
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              <pubDate>Sat, 23 Feb 2019 06:00:47 +0000</pubDate>
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              <title><![CDATA[Jenny Ross: ‘Going digital’ not an option for everyone]]></title>
              <link>https://www.scotsman.com/news/opinion/jenny-ross-going-digital-not-an-option-for-everyone-1-4873877</link>

                                            <description><![CDATA[On which coin would you find the Prince of Wales&#8217; feathers? That was one of the questions at a pub quiz I went to last week. I&#8217;m pleased to say that our team knew it was a 2p, but the follow-up challenge proved more problematic. A spot prize was on offer for the team who could produce the biggest collection of 2p coins, causing a look of defeat and mild confusion to flicker over my teammates&#8217; faces. Between six of us, we could only muster three, while the spot prize winners scraped together eight. ]]></description>
              
                                                <category>Columnists</category>
                                  <category>personal finance</category>
                              
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              <pubDate>Fri, 15 Feb 2019 13:10:47 +0000</pubDate>
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              <title><![CDATA[Jim Duffy comment: Does giving cash no longer present a dilemma?]]></title>
              <link>https://www.scotsman.com/news/opinion/jim-duffy-comment-does-giving-cash-no-longer-present-a-dilemma-1-4871890</link>

                                            <description><![CDATA[Receiving a birthday or &#173;Christmas present should make us feel special.]]></description>
              
                                                <category>Columnists</category>
                                  <category>personal finance</category>
                              
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              <pubDate>Wed, 13 Feb 2019 01:00:00 +0000</pubDate>
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              <title><![CDATA[Brexit could break your holiday plans – Martin Lewis]]></title>
              <link>https://www.scotsman.com/news/opinion/brexit-could-break-your-holiday-plans-martin-lewis-1-4870130</link>

                                            <description><![CDATA[It&#8217;s cold. So no surprise January and February are the busiest beach-booking months of the year, as millions turn their attention to a lovely foreign holiday. With Brexit round the corner, if you&#8217;ve booked a trip to Europe, there&#8217;s some crucial checks you need to make.]]></description>
              
                                                <category>Columnists</category>
                                  <category>personal finance</category>
                              
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              <pubDate>Sat, 9 Feb 2019 06:00:22 +0000</pubDate>
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              <title><![CDATA[Consumers to see energy bills raise by £117 as price cap rises - six weeks after it was introduced]]></title>
              <link>https://www.scotsman.com/news/politics/consumers-to-see-energy-bills-raise-by-117-as-price-cap-rises-six-weeks-after-it-was-introduced-1-4869455</link>

                                            <description><![CDATA[Consumers are set to see their energy bills rocket after watchdog Ofgem said it was to increase a price cap on standard tariffs just six weeks after the measure was introduced.]]></description>
              
                                                <category>politics</category>
                                  <category>energy and resource</category>
                                  <category>personal finance</category>
                              
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              <pubDate>Thu, 7 Feb 2019 12:26:16 +0000</pubDate>
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              <title><![CDATA[Strike a balance when tidying up accounts – Jenny Ross]]></title>
              <link>https://www.scotsman.com/news/opinion/strike-a-balance-when-tidying-up-accounts-jenny-ross-1-4866259</link>

                                            <description><![CDATA[Extend the new mania for decluttering to your personal finances and reap the benefit, says Jenny Ross]]></description>
              
                                                <category>Columnists</category>
                                  <category>personal finance</category>
                              
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              <pubDate>Sat, 2 Feb 2019 06:00:59 +0000</pubDate>
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              <title><![CDATA[Martin Lewis: Five steps to finding a cheaper mortgage deal]]></title>
              <link>https://www.scotsman.com/news/opinion/martin-lewis-five-steps-to-finding-a-cheaper-mortgage-deal-1-4862520</link>

                                            <description><![CDATA[Mortgages are the pelicans of the financial world &#8211; seriously big bills. So if you languish on a bad deal it&#8217;s very likely to be your biggest waste of cash too.]]></description>
              
                                                <category>Columnists</category>
                                  <category>personal finance</category>
                              
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              <pubDate>Sat, 26 Jan 2019 06:00:43 +0000</pubDate>
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              <title><![CDATA[Winter Fuel Allowance: How to claim the DWP payment and what age you have to be]]></title>
              <link>https://www.scotsman.com/lifestyle/personal-finance/winter-fuel-allowance-how-to-claim-the-dwp-payment-and-what-age-you-have-to-be-1-4861435</link>

                                            <description><![CDATA[A number of UK citizens are eligible for the Winter Fuel Payment, which is an additional benefit to help older people keep warm throughout the winter.]]></description>
              
                                                <category>personal finance</category>
                                  <category>taxation</category>
                              
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              <pubDate>Wed, 23 Jan 2019 19:18:51 +0000</pubDate>
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              <title><![CDATA[Jenny Ross: It’s time to tackle your tax return]]></title>
              <link>https://www.scotsman.com/lifestyle/personal-finance/jenny-ross-it-s-time-to-tackle-your-tax-return-1-4858660</link>

                                            <description><![CDATA[&#8216;Tax doesn&#8217;t have to be taxing&#8217; &#8211; so goes HMRC&#8217;s famous slogan. But despite the reassuring voices of Adam Hart-Davis and Moira Stuart repeating the mantra in the long-running ad campaign, I expect many of us remain unconvinced. In fact, Hart-Davis himself later criticised the tax system for being too complex.]]></description>
              
                                                <category>personal finance</category>
                                  <category>Columnists</category>
                              
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              <pubDate>Sat, 19 Jan 2019 07:00:00 +0000</pubDate>
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              <title><![CDATA[Martin Lewis: It’s time you had an economy drive]]></title>
              <link>https://www.scotsman.com/news/opinion/martin-lewis-it-s-time-you-had-an-economy-drive-1-4855422</link>

                                            <description><![CDATA[Petrol prices are up, car insurance prices are up, breakdown costs are up &#8211; but don&#8217;t let it get you down. There are many ways to slash the cost of motoring. As we don&#8217;t get an annual bill for our car, the cost just comes in dribs and drabs, few people focus on it &#8211; even though that bill would likely be thousands. This means the savings can be huge.]]></description>
              
                                                <category>Columnists</category>
                                  <category>personal finance</category>
                              
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              <pubDate>Sat, 12 Jan 2019 06:00:29 +0000</pubDate>
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              <title><![CDATA[James Walker: My crystal ball says the fightback begins here]]></title>
              <link>https://www.scotsman.com/lifestyle/personal-finance/james-walker-my-crystal-ball-says-the-fightback-begins-here-1-4852211</link>

                                            <description><![CDATA[Last year, Resolver helped sort out over 2 million complaints for free. I&#8217;m massively proud that we were able to help so many people. And those complaints can also give us some clues about the things that we&#8217;ll be seeing in 2019. So without further ado, I&#8217;m peering into the Resolver crystal ball to give you our predictions for the things that will be on our minds in the year ahead.]]></description>
              
                                                <category>personal finance</category>
                              
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              <pubDate>Sat, 5 Jan 2019 23:47:58 +0000</pubDate>
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