Grown-up children living at home cost £900 a year

Stay-at-home, grown-up children are costing their parents �900 a year, according to a study. Picture: PA
Stay-at-home, grown-up children are costing their parents �900 a year, according to a study. Picture: PA
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Adult children who remain at home in Scotland add about £870 a year to their parents’ household bills, a report reveals.

Almost seven in ten Scottish parents with children aged over 18 say their offspring are still living at home, according to the UK Parents and Cost of Living Report.

That means parents in Scotland are racking up extra bills of £72.28 a week for the average family in food, petrol and energy, says the report. The figure is £2 a week higher than the UK average.

Youngsters say the high cost of property, combined with difficulties in finding a job, have forced them to stay with their parents for longer than they would otherwise have done.

However, parents are feeling the pinch from their stay-at-home offspring as two out of five adults who are still looking after grown-up children admitted they have cut down spending on themselves in order to provide for their dependents.

Many parents have been forced to borrow money – from friends and family and in the form of loans or credit cards – to fund the extra expense, according to the report.

Duncan Jennings, co-founder of, which commissioned the survey, said: “Many factors may have contributed to the rise in adult children seemingly staying home for longer. Property prices increasing and high unemployment mean younger people can be moving out of the family home later, as they try to save money.

“However, it is easy to forget that parents can also be struggling to make ends meet and the cost of providing for children, no matter what age, on top of themselves for longer than expected does add an extra level of financial responsibility.”

More than a third of parents still looking after adult children admitted they had cut down on spending on themselves in order to provide for their grown-up children as they continue to live with them.

The report found that a third of adult children living with their parents had no intention of moving out – making the extra expense a long-term burden for many parents.

About a fifth of Scottish children still living with their parents post-18 said they were living at home “temporarily” while they looked for employment.

About 4 per cent of parents admitted they had had to borrow money from friends and family to pay for their costly adult offspring, while more than one in ten had taken out a credit card and 4 per cent had taken out a loan to fund the extra 
financial burden.

Paul Crayston, spokesman for Money Advice Scotland, warned that parents finding it hard to cope financially should seek advice from services like the National Debtline.

“Undoubtedly, those families taking on the costs of older children living at home can find themselves spending a little more than they might have anticipated,” he said. “For some, keeping a sustainable household budget will require some input from children over a certain age living at home.”

He added: “It is concerning that people are turning to credit to bridge the gaps in their