Motorists enjoy a drop in insurance

Car insurance premiums are falling on average after years of increases, according to the latest figures.

But some young male drivers are paying more than £5,000 a year for comprehensive cover.

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And women drivers in some areas have seen rises in premiums, statistics from and professional services company Towers Watson showed.

Up to March 2012, the average cost of a policy was £816. For women, insurance cost an average of £751 – 3 per cent less than a year ago, while men saw a 1.8 per cent decrease to £869.