A total of 77 per cent of gamers had an accident within 12 months of losing their L plates, compared to 27 per cent of all drivers.
The first-time pass rate of learners who played driving video games was 73 per cent – 15 points higher than the average 58 per cent for all drivers
UK driving tests now include a hazard perception test which is similar to a computer game.
Prowess on the “digital road” was cited for their pre-test confidence by nearly one in five of 18-24 year olds.
But Charlotte Fielding, of Privilege Insurance, which commissioned the study, said “driving” experience acquired through gaming could give a false sense of security about actual ability.
She said: “The figure for new driver accidents for gamers is worryingly high, suggesting over-confidence can lead to mistakes. Managing a car and being a responsible driver is not a game and accidents in the real world can have serious consequences.”
Neil Greig, of the Institute of Advanced Motorists, said there was no substitute for practical experience on the roads.