Personal Finance

Personal Finance
Canine hydrotherapy could be costly. Picture: Alexander Caminada/Rex/Shutterstock

James Walker: Beware Jacuzzi clause in Fido’s policy

It never ceases to amaze me how varied and unusual problems with pets can be. I’ve helped sort out pet insurance claims over the years on everything from parrots that can’t balance, dogs whose legs give way when they run too fast and cats with some pretty scary personality disorders. One thing is for sure; in Britain, we really love our pets. And if they get ill, then we’ll do all we can to help them.

Opinion
Cutting out small luxuries could boost savings in time for Christmas. Photograph: PA

Ten tips to get the ideal Christmas gift – a balanced budget

Last year, families spent around £820 on Christmas typically, previous research from VoucherCodes.co.uk and the Centre of Retail Research suggests. Many households will have put their Christmas on credit – but by planning ahead, it’s possible to build a pot of cash and make savings here and there that will stop you having to fork out more than you need to.

Personal Finance
The big six energy providers have all put up their prices this year

Martin Lewis: Be switched on – look for a cheaper tariff

Brace yourself.  ­Energy bills are about to be hit by a double whammy. The big firms are all putting their ­prices up (again) and many of the cheapest deals you can switch to have been pulled. Let me be plain – now is the time to switch before winter. Every week’s delay risks you paying more.

Opinion
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