Personal Finance

Personal Finance
Patrick McGoochan's Prisoner would be disappointed to learn that he is in fact a number when it comes to credit ratings

Martin Lewis: Don’t get locked in to a bad credit rating

‘I am not a number. I am a free man!’ I’m afraid not, you’re a number – when it comes to credit scoring anyway. The famous cry for help of the eponymous Prisoner from the cult 1960s TV show of the 1960, could have been written for today’s world of mass computer assessed finance.

Opinion
Canine hydrotherapy could be costly. Picture: Alexander Caminada/Rex/Shutterstock

James Walker: Beware Jacuzzi clause in Fido’s policy

It never ceases to amaze me how varied and unusual problems with pets can be. I’ve helped sort out pet insurance claims over the years on everything from parrots that can’t balance, dogs whose legs give way when they run too fast and cats with some pretty scary personality disorders. One thing is for sure; in Britain, we really love our pets. And if they get ill, then we’ll do all we can to help them.

Opinion
Cutting out small luxuries could boost savings in time for Christmas. Photograph: PA

Ten tips to get the ideal Christmas gift – a balanced budget

Last year, families spent around £820 on Christmas typically, previous research from VoucherCodes.co.uk and the Centre of Retail Research suggests. Many households will have put their Christmas on credit – but by planning ahead, it’s possible to build a pot of cash and make savings here and there that will stop you having to fork out more than you need to.

Personal Finance
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