Charming loch-side fixer upper cottage on the market for less than an Edinburgh flat

Kilfinan cottage offers buyers a chance to live in a rural spot with panoramic views of surrounding countryside and Loch Fyne.

While the spot may be idyllic, the cottage requires a complete rebuild and renovation as it is derelict.

But the plot, which sits in a rural location about 0.8 miles from the hamlet of Kilfinan in Argyll and Bute, enjoys stunning views of the rolling farmland, countryside and the waterscape of Loch Fyne, Ardrishaig and beyond.

Picture: Robb Residential

As the cottage is a ruin, the price of offers over £50,000 reflects the amount of work required to make it habitable but if you're after a project, this could be the ideal buy.

Sellers Robb Residential say that "PPP dated 10th February 2014 has now lapsed and can be reapplied for by the purchaser.

Picture: Robb Residential

"The area offers much in the way of outdoor pursuits including cycle routes, challenging hill climbs, walks and several golf courses. The recently established Cowal Way stretches from Portavadie in the West and travels eastwards for 31 miles through some of the most dramatic and picturesque sea and landscapes in the west coast.

Picture: Robb Residential

"Kilfinan sits above Kilfinan bay where there are wonderful sightings of nature, one will regularly see porpoises, seals and occasionally otters, basking sharks, Golden Eagles, Barn Owls, Canada & Graylag geese and more, all in this beautiful bay on the eastern side of Loch Fyne, just 15 minutes’ walk from Tigh-na-raidh. Kilfinan is about 4 miles to the south of Otter Ferry and about 7 miles from Kames and Tighnabruaich.

"Sea, river and loch fishing are also available in the area as are a number of commercially run shoots. Some of the local estates allow stalking by arrangement."

Kilfinan is a small town consisting of 12 houses, a hotel and a church. Nearby Kames and Tighnabruaich villages and Dunoon offer a range of local shops.

Picture: Robb Residential

The nearest primary school is in Tighnabruaich while the secondary schools are Dunoon Grammar and Tarbet High.

Glasgow is about 58 miles (via the Dunoon Ferry) and the picturesque Portadavie and marina are about 7.8 miles away.

For sailors, the sea lochs of the west of Scotland offer safe anchorages as well as spectacular coastal sailing; there are marina and chandlery services at Rhu, Inverkip, Dunoon, Tighnabruaich, Portavadie, Ardrishaig and Tarbert.