Drains insurance warning to householders

PROPERTY owners are risking paying out for expensive repairs following rejected insurance claims because they are taking out inadequate insurance policies, experts have warned.

Changes in recent years to what insurers will pay out on policies have meant that many things which could go wrong with a home – such as drainage problems – are not covered.

Insurance handling firm Drain Claim is urging people to read their documents, particularly at renewal, to ensure they know which key elements are covered.

“There has been a definite shift over the past few years as to what insurers will and will not pay out for on buildings insurance policies, especially when it comes to expensive repairs such as external drainage within your boundary,” said chief executive David Hayes.