FinTech

FinTech

Fintech Scotland: Can banks step up to the plate?

The Social Bite chain of sandwich shops has been widely praised for its pioneering work with homeless people, providing food, employment opportunities and housing to those facing tough times.

Financial
You can make money from your data.

How can I take control of my own personal data and make money from it?

If you want to take better control of the data that you share, willingly or otherwise, with companies and other third parties, there has arguably been no better time to do so.

Tech
RBS pushes button on chief digital officer role

RBS pushes button on chief digital officer role

In a sign of the changing times within banking, Royal Bank of Scotland had appointed a chief digital officer.

Tech
Yvonne Dunn is a financial services tech specialist. Picture: Contributed

Legal heavyweight Pinsent Masons getting on board at FinTech Scotland

Law firm Pinsent Masons has been appointed as a global “strategic partner” to industry enabler FinTech Scotland.

Tech
Pic Lisa Ferguson. Scotsman Editor Frank O'Donnell.

Frank O’Donnell: Time to Spread Our Wings

A year ago, I wrote about how Scotland’s fintech potential could be unlocked, and the opportunities offered by a fledgling industry. Now that fledgling is set to soar.

Financial
Paul Wheelhouse MSP.

Paul Wheelhouse: Leading the way into future of money management

Scotland boasts a proud, world-renowned history of innovation in financial services, dating back centuries; indeed, Scotland can be said to have invented retail banking and ATM technology.

News
Blockchain technologies are now well recognised for managing digital identities and making online transactions secure and efficient

Scottish companies driving forward the Blockchain revolution

Scotland has worked hard to establish a reputation for being a hub for business in the Financial Technology (or Fintech) sector.

News
From left: Kent Mackenzie of Deloitte, Michael Young of MBN, Susan Ramonat of Spiritus and Ross Laurie of Deloitte. Picture: Stewart Attwood

Blockchain conference poised for return to Edinburgh

Edinburgh will next month host the second annual summit for professionals engage in the burgeoning field of blockchain technology and research.

Tech
LendingCrowd CEO Stuart Lunn, right, with head of origination Adrian Innes. Picture: Stewart Attwood

P2P lender LendingCrowd targets growth in Scotland

A peer-to-peer (P2P) SME lender that says it is the only one of its kind to be based in Scotland has reported a record August and has made a senior hire as it looks to grow north of the Border.

Financial
Banks are slowly working towards ways of embracing these alternative systems of payment like Bitcoin. Picture: Pixabay/Crative Commons

Comment: Banks will be ground zero for job losses from AI

Deutsche Bank CEO John Cryan has predicted a bonfire of industry jobs as automation takes hold across the finance sector. Every signal is that he will be proved right very soon.

Opinion
'Being disruptive is now a must-have business accessory,' writes Martin Flanagan. Picture: Contributed

Martin Flanagan: Fintech not backwards about coming forward

Fintech gets you immediate brownie points in the business world these days.

Financial

Fintechs gear up for revenue surge but worries persist

Half of UK financial technology (fintech) businesses expect revenue growth to double in the next year but question marks remain around customer adoption and attracting qualified staff, according to a major new report.

Financial
'We believe it is the digital currency of the future,' said Michelle Mone. Picture: PA Wire

Michelle Mone to sell luxury Dubai apartments via bitcoin

One of Scotland’s best-known female entrepreneurs, Baroness Michelle Mone, has launched a ground-breaking £250 million bitcoin-priced property joint business venture in Dubai.

Financial
Senior partner Steve Williams hailed a 'transformative' year for Deloitte in Scotland. Picture: Chris Watt

Deloitte sees revenues lift for seventh year running

Accountancy major Deloitte has boosted its revenues by £340 million – or 11 per cent – to £3.38 billion, the seventh successive year of growth, as it today hailed a “transformative” period in Scotland.

Financial
Minerva Lending director Ross Andrews. Picture: Contributed

Investors put trust in human touch over ‘robo-advice’

Almost three quarters of investors would trust an independent financial adviser (IFA) to make an investment decision on their behalf compared with just 12 per cent who would trust a “robo-adviser”, a new survey has revealed.

Financial
Nucleus chief executive David Ferguson. Picture: Jane Barlow

Nucleus investors share first payout after bumper year

Backers of Nucleus Financial have been rewarded with a £4.3 million payout after the Edinburgh-based financial technology (fintech) business delivered its first-ever dividend.

Financial
Money Dashboard chief executive Steve Tigar. Picture: Contributed

Money Dashboard to expand team after hitting £1m fund goal

Financial technology (fintech) company Money Dashboard is set to more than double its headcount after hitting its £1 million fundraising target.

Tech
Luke Scanlon warns against 'making generalisations that hinder progress' in the fintech field. Picture: John Devlin

Luke Scanlon: Fintech consultation requires right approach

Banking sector watchdog the European Banking Authority (EBA) this week launched a consultation exercise asking businesses to give their views on specific areas where fintech impacts on the regulated financial system.

Financial
The combined group will process about 40 billion transactions a year. Picture: Phil Wilkinson

Worldpay seals £9.3bn payment processing merger with Vantiv

Worldpay has agreed a £9.3 billion merger deal with US rival Vantiv in a tie-up that will create a global payments processing giant with a combined value of £22.2bn.

Tech
The fintech revolution may have stalled, 'but it still has the potential to transform banking', argues Accenture's Stuart Chalmers. Picture: Contributed

Traditional banks still standing despite fintech revolution

But we could be seeing a pause in rise of the financial industry “disrupters” rather than the game-changers running into the sand, writes Stuart Chalmers.

Financial
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