NEARLY a third of people aged between 20 and 45 in Scotland expect to work beyond retirement age to pay off their mortgage, according to a report.
A study by Halifax found 30 per cent of young people north of the Border believe they will have to keep working to clear off the loan after they have reached their standard retirement age.
The figure was lower than that for the whole of the UK, which stands at 34 per cent .
About two-fifths of young people in Scotland said they are worried they will not be able to afford mortgage payments once they are retired.
Again, the percentage was slightly lower in Scotland than the overall UK figures, which stands at 44 per cent.