Personal Finance

Personal Finance

Play your cards right to clear your debts

Take action while the competition in the balance transfers market is white hot, says Martin Lewis

Personal Finance
Overseas shoppers cash in on weak pound over Christmas.   Picture Ian Rutherford

‘Brexit tourists’ pick up bargains on UK high streets

“Brexit tourists” from overseas cashed in on the weakened pound to snap up bargains on UK high streets over the Christmas period.

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LendingCrowd chief Stuart Lunn said the ISA would be one of the first in the peer-to-peer sector. Picture: Contributed

LendingCrowd launches first tax-free savings account

Alternative finance firm LendingCrowd is planning to launch its own ISA within weeks on the back of a record year.

The extended festive break puts people in the mood for house-hunting. Picture: John Devlin

The ideal time to get your house in order for the big move

After New Year many people will be thinking about putting their property on the market.

Personal Finance
Traders hard at work on the floor of the New York Stock Exchange. Despite predictions that the election of Donald Trump would prove catastrophic for US shares, they have rallied. Picture: Spencer Platt/Getty Images

Every storm cloud has a silver lining

2016 has been a tumultuous year, but what’s bad for us all can create opportunities for brave investors

Personal Finance
December accounted for 12 per cent of UK retail spending in 2015. Picture: Ian Georgeson

Low inflation makes for bargain Christmas shopping for consumers

Retailers are gearing up for one of the busiest shopping weeks of the year as low inflation has resulted in bargain deals for consumers.

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Mortgage rates are at almost all-time lows, but 2017 is the year that may change. Picture: John Devlin

Martin Lewis: How to find the cheapest mortgage deal

Here’s a quick and easy guide to fireproofing your finances in the face of ever-changing interest rates

In his Autumn Statement, Chancellor Philip Hammond openly acknowledged the huge range of uncertainty surrounding the impact of Brexit on the economy. Picture: PA

Rising savings ratio looks a good bet

It’s likely that we’ll all be putting aside a little more, says Motley Fool, but the question is where to put it

Many Scots value personal happiness above wealth, a survey has found. Picture: Rob McDougall/TSPL

Most Scots ‘value being happy ahead of being rich’

Individual wealth may be considered by many to 
be an indicator of success, but few Scots appear to agree.

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Popular income trusts have turned in a 'lacklustre' performance, says Bill Jamieson. Picture: Daniel Leal-Olivas/AFP/Getty Images

Bill Jamieson: End of an era for UK income funds

A striking feature of the fund management industry has been the dominance of income orientated funds and trusts.

The FCA said its new rules will make it easier for savers to compare and switch accounts. Picture: Phil Wilkinson

New rules on interest rates aim to help savers

Today sees new rules take effect that will force banks to provide clearer information on interest rates for savers.

Housebuilder Taylor Wimpey, in common with similar companies, has seen its share price fall around 20 per cent since the EU referendum. Picture: Rui Vieira/PA Wire

Swimming against the tide might pay real dividends, says Motley Fool

2016 has been the most eventful year for British investors since the financial crisis.

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Dont get a headache about the increasing cost of car insurance. Get locked into a new policy now and you effectively future proof  against rising premiums. Picture: Getty/iStockphoto

Don’t miss out on the wheel deals

The cost of car insurance is rising but switch now and you could be surprised at the savings to be made, says Martin Lewis

Personal Finance
The Work and Pensions Select Committee is urging politicans to seek consensus on a new basis for state pension increases. Picture: Esme Allen

Politics key to ending the triple deadlock

The state pension safeguard is likley to remain in place for some time, says Jeff Salway

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How to make your pension go further

How to make your pension go further

Unsure about how to access your pension savings, or looking for a fixed, guaranteed pension income for life? We look at the options.

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Hazel Gough says the Scottish Government's tax plans could harm the economy. Picture: Steven Scott Taylor

Hazel Gough: Scotland facing taxing times

The Autumn Statement later this month will mark the first opportunity for Chancellor Philip Hammond to set out how he intends to manage the potential economic implications of Brexit.

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Many investors wish to use their money in a way that suppports companies making a positive contribution to the environment. Picture: Getty

Jeff Salway: Does it pay dividends to be an ethics man?

Sticking to your principles can be far from easy, says Jeff Salway

Balmoral founder Stuart MacDonald with Debra Tracy of Direct Partners and the wealth manager's new recruits. Picture: Contributed

Balmoral bringing young blood into financial planning

The managing director of Balmoral Asset Management has vowed to keep bringing fresh talent into financial planning as the industry comes to terms with a drive to raise professional standards.

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Crowdfunding is becoming an increasingly popular way to finance new, sometimes riskier, ventures. Picture: Digital Vision

The wisdom of the crowdfunding Isas

Risky option could look attractive in current climate, says Jeff Salway

Making the sums add up will get harder as wages and benefits become worth less. Photograph: Hemera/Getty

Inflation: how to cope with the big squeeze

Household budgets will be squeezed over the coming months as the weak pound drives up the cost of imports and energy bills begin to rise again.

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