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Halifax Bank of Scotland

Halifax Bank of Scotland

Livid Lloyds bosses defiant over banking report

THE Lloyds Banking Group has strongly criticised a major report into the future of banking in the UK, warning that its recommendations "go too far" and ultimately could delay another competitor in the market.

Who's who of banking watchdog

Sir John Vickers, chairman

More top stories

Breaking up the banks … Review set to say HBOS takeover was a mistake

AN INTERIM report into a review of the banking sector is expected to conclude today that allowing Lloyds Banking Group to take over HBOS was a mistake because it left the bank with too much market share.

Bill Jamieson: An unsustainable solution - then and now

Two years ago, The Scotsman vigorously campaigned against the Lloyds Bank-HBOS "merger" - precisely on the grounds of substantial loss of competition in the fields of retail branch banking and small business lending.

MPs slam 'damaging' takeover of HBOS by Lloyds

THE takeover of Halifax Bank of Scotland by Lloyds has created a financial institution that is "powerful" and is damaging competition in the UK market, a new report has concluded.

Ex-HBOS chief Andy Hornby leaves Boots post

THE former head of Halifax Bank of Scotland, who was in charge when the bank was bailed out by the taxpayer, has today resigned from his chief executive role with high street retail chain Boots.

How rising star Hornby fell to earth

AFTER his less than glorious exit from HBOS, it looked to the outside world as if Andy Hornby had landed on his feet at Alliance Boots.

Mortgage rise gaffe sees bank pay customers £500 million

BANK of Scotland owner Lloyds is to pay out £500 million in compensation payments after failing to tell hundreds of thousands of customers of a potential rise in mortgage costs.

Vickers casts shadow over banks' falling share prices

BANK shares were hit yesterday amid mounting fears the sector's high street activities might need bigger capital buffers to protect them from riskier investment banking operations.

Taxpayer may never get back billions pumped into banks

THE UK government may never claw back the taxpayer funds ploughed into Royal Bank of Scotland and Lloyds Banking Group, a report from the National Audit Office (NAO) warns today.

Susan Rice interview: 'It's full steam ahead. It would be difficult to take back the merger'

Susan Rice, the head of Lloyds Banking Group in Scotland, tells Bill Jamieson why she is so upbeat. . .

Susan Rice rejects talk of HBOS demerger

SUGGESTIONS that the controversial "shotgun wedding" of Lloyds TSB and Bank of Scotland could be unscrambled are dismissed today by Susan Rice, managing director of Lloyds Banking Group in Scotland, in an exclusive interview in Scotland on Sunday.

Call to protect HBOS buyout

THE chief executive of Lloyds Banking Group has reportedly called on the coalition government to honour a pledge by its predecessor not to unwind the bank's takeover of rival HBOS.

HBOS and Lloyds Bank merger may be 'reversed'

HALIFAX Bank of Scotland and Lloyds Bank may be de-merged, a member of the Independent Commission on Banking has said.

Lloyds and HBOS 'may be demerged'

THE commission investigating the structure of Britain's banks may recommend the unwinding of the merger between Lloyds and HBOS.

Renegotiation over HBOS loans for two more firms

TWO more Scottish businesses formerly backed by HBOS are facing negotiations over debt with the lender's owner, Lloyds Banking Group.

Halifax makes warm offer

Halifax has promised to give all new mortgage customers £500 towards their gas and electricity bills this winter.

Bank ponders whether to sell or hold on to inherited properties

Following the takeover of HBOS last year, one of the biggest issues to face Lloyds chief executive Eric Daniels was how to deal with the vast property loan book.

Halifax to speed up account transfers

Halifax, the UK's biggest cash ISA provider yesterday promised to start paying interest on accounts transferred to it as soon an application form is completed from 2 October. The move comes after an OFT investigation found it took 26 days to switch ISA providers.

After 300 years university makes a switch to rival bank

FOR 300 years two of Edinburgh's oldest institutions have been bound together in a harmonious working partnership.

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